Surprising but a lot of people skip contents insurance hoping it falls under their own home insurance policy simply because there is no real automated process for getting an online insurance quite for contents insurance on a boat. Home insurance differs in that respect in that whole valuables come under one distinct replaceable sum, however a boat opens up a new territory of risk.
When look to gain insurance cover for contents aboard your oat or yacht, you really need to ensure you have a lot of details to hand before you apply. You will most likely be asked for receipts, valuations and photos of he objects you wish to have insured against theft, fire or if your vessel sinks and contents are irrecoverable.
Depending on your home content insurance, there are a range of items that should be covered when they are taking outside the safety of your own home. For instance bikes, mobile phone, laptops, mp3 player or cameras, but when it comes to more stationary items such as a cooker, bed, 40 inch television and lighting fixtures then you may well be looking for specialist boat contents insurance instead.